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Everything You Need to Know About Long-Term Care Insurance

As we age, the likelihood of needing long-term care services increases. Long-term care (LTC) insurance is a type of insurance that helps cover the costs of these services for individuals who are unable to perform certain activities of daily living (ADLs) or who have a cognitive impairment, such as dementia.

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Couple looking at Long Term Health insurance options

How Long-Term Care Insurance Works

Long-term care (LTC) insurance is a type of insurance that helps cover the costs of long-term care (LTC) services for individuals who are unable to perform certain activities of daily living (ADLs) or who have a cognitive impairment, such as dementia. These services can include in-home care, assisted living, or nursing home care.

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